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Australia's first fully integrated employee benefit solution for employers of choice.

Privacy Policy

The Advice Exchange Privacy Policy
Personal Information
You can visit Health Wealth & Time Limited on the Internet without telling us who you are and without giving any personal information about yourself. However, there may be occasions when we may need information from you. You may choose to give us personal information in a variety of situations. For example, you may want to give us your name and address or e-mail address, to correspond with you or to provide feedback.
We will let you know how we will use such information before we collect it. If you tell us that you do not want us to use this information to make further contact with you beyond an initial response, we will respect your wishes. If you give us personal information about somebody else, such as a spouse or a work colleague, we will assume that you have their permission to do so.
Clickstream Data
We may collect non-identifiable information from visitors to our web site. For example, we keep track of the domains from which people visit, and we also measure visitor activity on the Health Wealth & Time web site, but this is done in ways that does not collect your personal data.

This information is sometimes known as clickstream data. Health Wealth & Time, or others on Health Wealth & Time's behalf, may use this data to analyse trends and statistics and to help us provide a better customer experience.
Also, when we collect personal data from you in a transaction, we may extract some information about that transaction in a non-identifiable format and combine it with other non-identifiable information such as clickstream data. This information is used and analysed only at an aggregate level to help us understand trends and patterns. This information is not reviewed at an individual level. If you do not want your transaction details used in this manner you can disable your cookies.

A cookie is a piece of data that a web site can send to your browser, which may then be stored on your computer as an anonymous tag that identifies your computer but not you. You can set your browser to alert you to cookies before you receive or accept them. You can also turn off cookies. If you do so, some web sites may not work correctly.
Marketing Use
The information you provide to Health Wealth & Time is not used by Health Wealth & Time, nor third parties, for marketing purposes.
Information Security
We intend to protect your personal information and to maintain its quality. Where necessary, we use encryption when transmitting certain sensitive information.
Supplementing Information
We may supplement information you give us via the Health Wealth & Time web site with information from other sources, such as information validating your address or other available information about businesses. This is to help us maintain the accuracy of the information we collect and to help us provide a better online experience.
Mergers and Acquisitions
Health Wealth & Time may decide to sell, buy, merge or otherwise reorganise businesses in some countries. Such a transaction may involve the disclosure of personal information to prospective or actual purchasers, or receiving it from sellers. It is Health Wealth & Time's practice to seek appropriate protection for information in these types of transactions.
Disclosures Required By Law
In certain circumstances it is possible that your personal information may be subject to disclosure pursuant to judicial or other government subpoenas, warrants or orders.
Links to Other Web Sites
The Health Wealth & Time web site may contain links to other web sites. Health Wealth & Time is not responsible for the privacy practices or the content of those other web sites.
Notification of Changes
This privacy statement was last updated on 1 January 2013. A notice will be posted on our web site home page for 30 days whenever this privacy statement is changed in a material way.
Privacy Questions and Access
Health Wealth & Time may decide to sell, buy, merge or otherwise reorganise businesses in some countries. Such a transaction may involve the disclosure of personal information to prospective or actual purchasers, or receiving it from sellers. It is Health Wealth & Time's practice to seek appropriate protection for information in these types of transactions.
Privacy Questions and Access
If you have a question about this statement, you can send an email to the Health Wealth & Time web site coordinator. The address for this is info@healthwealthtime.com.au You can also contact us at this address if you have a question about Health Wealth & Time's handling of your information.

If you wish to obtain a copy of particular information you provided to Health Wealth & Time, or if you become aware the information is incorrect and you would like us to correct it, contact us at: info@healthwealthtime.com.au

Before Health Wealth & Time is able to provide you with any information, or correct any inaccuracies, we may ask you to verify your identity and to provide other details to help us to respond to your request. We will respond within an appropriate timeframe. If you have questions or concerns regarding this privacy statement, you should contact Health Wealth & Time directly.